Privacy Policy
Team Neilsen at Movement Mortgage is dedicated to protecting the privacy and confidentiality of your personal information This Privacy Policy outlines how we collect, use, protect, and disclose personal information when you visit our website or use our services.
Please take a moment to review this policy carefully to understand our practices regarding your personal data.
1. Information We Collect
We collect information you provide directly, including but not limited to:
- Personal Identification Information: Name, email address, phone number, and other contact details.
- Financial Information: Data necessary to evaluate mortgage applications or provide advisory services.
- Other Information: Any details you submit through online forms, applications, or communications with our team.
Additionally, we may gather non-personal information automatically through cookies and similar technologies, such as IP addresses, browser types, and usage data.
2. Use of Collected Information
We use the information we collect to:
- Facilitate mortgage and loan processing and management.
- Provide efficient customer service and respond to inquiries.
- Enhance our products, services, and website functionality.
- Comply with legal and regulatory obligations.
- Communicate important updates or offers related to our services.
3. Compliance with Laws and Regulations
As a responsible mortgage lender, we operate in full compliance with all applicable federal and state regulations governing mortgage lending, consumer protection, and real estate transactions. This includes adherence to, but is not limited to:
- The Real Estate Settlement Procedures Act (RESPA)
- The Truth in Lending Act (TILA)
- The Equal Credit Opportunity Act (ECOA)
- The Fair Housing Act (FHA)
- All relevant state-specific mortgage and real estate laws.
We regularly review our processes and policies to ensure compliance with any updates to these legal requirements and maintain the highest standards of ethical conduct in all our operations.
4. Data Security and Confidentiality
We employ industry-standard security protocols to safeguard your personal and financial information from unauthorized access, alteration, or disclosure. Our robust data protection measures ensure that your privacy is respected and maintained in all our business dealings. However, while we strive to implement the best possible security practices, no system is entirely invulnerable to risks.
5. Disclosure of Information
We do not sell, trade, or rent your personal data to third parties for marketing or promotional purposes. We only disclose information under the following circumstances:
- To trusted partners or service providers who assist us in processing applications or delivering services, provided they agree to maintain confidentiality.
- When required by law, legal process, or regulatory authorities.
- To protect our rights, property, and the safety of our customers or the public, as permitted or required by law.
6. Your Rights and Choices
You have the right to access, update, or request deletion of your personal data at any time. Additionally, you may:
- Request corrections to inaccurate or outdated information.
- Withdraw consent for the use of your personal data in certain instances, where applicable.
- Opt out of receiving marketing communications by following unsubscribe instructions.
To exercise these rights, please contact us at [Contact Email/Phone Number].
7. Use of Cookies
Our website uses cookies to improve user experience and track browsing preferences. Cookies help us tailor our content and enhance the functionality of our site. You may disable cookies via your browser settings, though this may affect website performance.
8. Changes to Our Privacy Policy
We reserve the right to update this Privacy Policy to reflect changes in our practices or to comply with new legal obligations. Any amendments will be posted on this page, and we encourage you to review this policy periodically.
9. Contact Information
If you have any questions about this Privacy Policy or our legal compliance, please contact us at TeamNeilsen@movement.com